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What Are the Current BMO CD Rates? ; 30 months, % ; 36 months, % ; 48 months, % ; 60 months, %. That was with BMOHarris back in May. Not sure where they are now, however they seemed to always be lowest/close to lowest during my shopping and. Current BMO fixed mortgage rates · 1-year (open). %. % · 2-year. %. % · 3-year. %. % · 4-year. %. % · 5-year. Home Equity Loan Rates · Investing · Investments · Online Brokerages · Investment BMO Alto, %, Daily. EverBank, %, Daily. TAB Bank, %, Monthly. BMO Harris, 3 HELOCs to 70% LTV. Boeing Employee Credit Union. California Bank and Trust, CA *** confirmed in ***. Cal Coast Credit Union, CA. Central. If you have too many overdrafts, BMO Harris may report it to ChexSystems. ChexSystems is like the credit reporting agencies, but for bank accounts. If you've.